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With so many cars on the road in the United States and the number constantly increasing, accidents are not only inevitable but something that has become a day to day occurrence. Finding yourself in a collision is not a matter of if it will happen, but more so when. We hope that in the unfortunate event we find ourselves in an accident everyone leaves uninjured and minimum damage is caused. This, unfortunately, is not always the case, and when it is not we all hope that all parties involved are insured but what do you do when that is not the case?

What to do when you are hit by an uninsured driver?

It is a common misconception that it is useless to try and get compensation from a driver that is not insured. Due to the complications of personal injury law, there are many factors that may actually refute this misconception, meaning your best option is to contact a San Francisco car accident attorney. In fact, it can even be possible to obtain compensation in cases where it seems impossible like hit and runs. In situations like a hit and run you will need to first file an uninsured motorist claim through your insurance company. Only filing a claim through your insurance may not be enough, however, oftentimes they may only cover property damages and no loss of work or emotional distress.

What can be considered damages

In most uninsured motorists claims you are only compensated for what the company can see like a broken bumper or broken arm and what can be calculated in dollar amounts. The other types of damages that can be claimed include:

Punitive damages: Also known as exemplary damages, punitive damages are charged to punish the defendant for their negligent actions, such as reckless driving.

Nominal damages: If you feel you have suffered beyond physical injury in a car accident, you will want to collect on nominal damages. These damages can be awarded when there was legal wrongdoing but no clear financial loss because of it.

Full payment: An uninsured driver policy – often included in your monthly premium – will hit an insurance cap, typically $15,000 for one individual’s injuries and $30,000 for total injuries.


If you have questions about being involved in a car accident and have suffered financial loss it is important to speak to our knowledgeable and skilled San Francisco car accident attorneys right away. There are crucial time frames within which you must act in order to claim compensation for a car accident that wasn’t your fault.


Contact us today for a FREE 30-minute consultation. Our San Francisco car accident attorneys are available to meet with you during business hours, evenings, and weekends. Allegiance Law is located in San Francisco, but we offer flexible accommodations. You can contact Allegiance Law at 415-404-6395. Or you can contact us by filling out the client inquiry form on this page.

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